Big Tips for Small Business
Check out these small business insights, popular policies and crucial operational knowledge for running a company.
This comprehensive policy includes property, business income and liability insurance, all in one conveniently packaged policy. These can also be extended to include specialized coverage, ranging from professional liability to data breaches.
This comprehensive policy includes property, business income and liability insurance, all in one conveniently packaged policy. These can also be extended to include specialized coverage, ranging from professional liability to data breaches.
Commercial auto insurance covers many types of vehicles used for business purposes and protects you from liability when using your own vehicle for business. It can cover multiple drivers and multiple vehicles.
Commercial auto insurance covers many types of vehicles used for business purposes and protects you from liability when using your own vehicle for business. It can cover multiple drivers and multiple vehicles.
A commercial umbrella policy extends your liability limits beyond basic liability contracts. Some commercial contracts may even require a business to have a commercial umbrella policy
A commercial umbrella policy extends your liability limits beyond basic liability contracts. Some commercial contracts may even require a business to have a commercial umbrella policy
Property insurance covers not only the building itself, but also the grounds and anything inside the building, such as equipment or supplies. This also protects church-owned structures, such a pastor’s residence or community center.
Property insurance covers not only the building itself, but also the grounds and anything inside the building, such as equipment or supplies. This also protects church-owned structures, such a pastor’s residence or community center.
Business liability insurance helps cover the costs of legal fees — including medical payments — if someone is injured on your premises or at your job site. It can also cover property damage in case you damage someone else’s property.
Business liability insurance helps cover the costs of legal fees — including medical payments — if someone is injured on your premises or at your job site. It can also cover property damage in case you damage someone else’s property.
Actually, most businesses in the U.S. have fewer than five employees. Source
As of 2022, small businesses are responsible for 47.3% of our country’s workforce. While the definition of a small business is broad, the impact they have on our communities is hard to deny. These businesses generate jobs; provide tax revenue for local government; and allow for a creative, thriving community. Source
Workers’ comp protects your business and its employees. It can provide medical treatment, both temporary and permanent, and death benefits for employees. It can also protect your business from legal exposure. Source
Commercial property policies protect the building and contents of a business. It may also include loss of income, which will help pay the income you would lose during the time your business is inoperable after a covered loss. Source
There is also employee-related practices coverage that provides protection for wrongful acts such as harassment, wrongful termination, and failure to promote. Source
Learn more about small business insurance, or contact an Alfa agent to see how we can help.